Banking · Finance · Insurance

AI that powers
your customer relationships
and your operational performance

Niji has supported banking, finance and insurance players in their digital transformation for more than 20 years. Today, we combine this deep industry expertise with our AI capabilities to transform customer relationships, augment advisors and make operations more reliable.

#2
Niji's second-largest industry
Banking, Finance & Insurance
200+
Specialist consultants
Retail banking, leasing, insurance, P&C
30+
Projects delivered
Overhauls, integrations and new services since 2020
The Niji difference

Before we talk AI,
we talk banking and insurance

For more than 20 years, Niji has worked with major players in Banking (commercial banks, cooperative banks, market institutions) and Insurance (insurance companies, bancassurers, mutual insurers, provident institutions, brokers, assistance providers and third-party administrators). Our proven approach combines business consulting, experience design, data/AI and technology. We work to the highest standards of trust expected in the industry, in compliance with regulatory requirements (GDPR, DORA, Solvency II…).

Banking, finance & insurance scope covered
  • Retail banking
  • Leasing & Lending
  • Wealth Management
  • Brokerage and distribution
  • Health / Protection / P&C

Trusting Niji means choosing a partner that knows what it takes to run an omnichannel strategy in a regional bank, to manage the complexity of a multi-brand insurance contract, or to ensure the regulatory compliance and sovereignty of an AI rollout. That is why we identify the AI use cases that truly create value in your industry, from augmenting advisors to reinventing the customer experience, and know how to deploy them all the way to production, with the rigor and security the financial services world demands.

Our expert view

Where AI makes the difference
in banking and insurance

01
The augmented advisor

GenAI for customer advisors - meeting preparation, needs analysis, product recommendations, automated document management. More relationship value, fewer low-value tasks.

02
The omnichannel customer experience

Conversational AI, augmented IVR, virtual agents, personalized digital journeys. Smoother customer relationships in the branch, on the phone and on mobile.

03
Back-office operational efficiency

Automation of processing workflows, file analysis and compliance, fraud detection, augmented scoring. Productivity gains on high-volume operations.

04
Trusted AI in a regulated industry

Data control, ISO 27001-certified security, AI Act, GDPR and DORA compliance, sovereignty. Responsible AI as a differentiator in an industry under heavy regulatory constraints.

Our setup

From strategy to production,
seamlessly

Our five areas of expertise can be activated separately or as a combined program, always calibrated for the compliance, security and customer relationship challenges specific to financial services.

In financial services, the Data & Trust foundation is the non-negotiable prerequisite for reliable, compliant and sovereign AI.
What we have already delivered

Projects in production,
beyond POCs

From community banking to P&C insurance - four flagship engagements delivered for major financial services players.

Community banking
Regional banking network

Advisor augmented by generative AI - automated document management, dynamic financial analysis, automatic identification of customer needs and product recommendations.

x3 : Productivity gain in meeting preparation
AI Agentic · AI Product
P&C insurance
Major French insurer

Overhaul of the interactive voice response system with conversational AI, to better understand reasons for calling, make customer identification easier and optimize the journey from the very first contact.

−50% : Fewer transfers between departments
AI Agentic · AI Product
Customer service · Salesforce Agentforce
Assistance industry leader

Agentforce rollout to cut processing times (analysis, qualification and routing) and let advisors focus on complex, high-value cases.

AI Factory · AI Product
Bancassurance
National banking group

Connected AI product for in-branch customer relationships - 100+ user interviews, 5 prototype versions with built-in AI, lean startup approach with the Innovation and Data teams.

100+ : User interviews conducted in branches
AI Strategy · AI Product
First step

Let's frame your AI transformation

Looking to augment your advisors, reinvent the customer experience or automate your operations? Share your context with us and we will get back to you within 24 hours.

Reply within 24h